mutual funds
What are focused mutual funds, why should you add them to portfolio?
Focused funds are mutual funds that hold a small number of stocks, at most 30, with at least 65% of the money in equity and equity-related instruments.
NPS
What investment options are there in NPS for aggressive investors?
For NPS subscribers, returns over time depend on how much of the money goes into equity and which fund manager they pick.
mutual funds
What is the FIFO method used to work out capital gains tax on mutual funds?
FIFO stands for "first in, first out." It means the mutual fund units you bought first are treated as the ones you sell first. Capital gains tax is worked out on that basis.
mutual funds
Is it common to stop your mutual fund SIP, when should you do it?
Financial advisors rarely tell investors to pause their SIPs, but there are a few situations where it makes sense.
income tax
Taxpayers with overseas income could need a CA's certificate
A couple of important changes will reach taxpayers from next month. One of them is that you will need a CA's certificate to claim a foreign tax credit when the foreign tax you paid is more than ₹1 lakh in a year.
mutual funds
Mutual funds: How SIPs and STPs may help you build a robust portfolio
A systematic transfer plan (STP) allows investors to temporarily park their money in one mutual fund before gradually transferring it to another.
How will Sebi's validated UPI handles make digital payments safer for investors?
Sebi's validated UPI handles (@valid) offer investors an additional, more secure payment option. They complement existing payment methods, allowing investors to continue using whichever mode of payment they prefer.
mutual funds
ELSS vs index mutual funds: Which one should investors choose and why?
Both equity-linked savings schemes (ELSS) and index mutual funds can help investors build long-term wealth through exposure to equities. However, the two investment options differ in their investment approach, tax benefits and suitability for different types of investors.
mutual funds
Sebi introduces life-cycle mutual funds, check here for details
Mutual funds will now be permitted to offer both value and contra mutual funds as long as the scheme portfolio overlap between the two schemes is not more than 50%.
money
Is this wise to invest in peer-to-peer (P2P) lending to earn high returns?
If you want high returns, you have plenty of choices: stocks, mutual funds, small savings schemes, fixed deposits (FDs), sovereign bonds, corporate debt and more. There's one more option that few people talk about, though: peer-to-peer (P2P) lending. A handful of NBFCs registered with the Reserve
Do you invest in Bitcoins or other cryptos? Which ITR form to use for filing your return?
Did you invest in Bitcoin, Ethereum, Tether or any other cryptocurrency in FY 2025-26 and make a capital gain? If so, you need to declare that income in 'Schedule VDA' of your income tax return (ITR). You also need to file in the right ITR form. ITR-
These value mutual funds gave the highest returns in 5 years. Should you invest too?
If you’re thinking about investing in mutual funds, first understand what the fund actually does with your money. It also helps to compare its long-term returns with other funds in the same category. Here’s a look at the top-performing value mutual funds (direct plans) that have